Author Archives: Thuthao

Credit Score Impact of a Missed Payment

Credit score impact of a missed payment

Anyone who has ever forgotten to use their credit card understands how frightening it can be when you realize it. You begin to consider the amount of late fees you will incur as well as the Credit score impact of a missed payment. It makes sense that you would feel this way given that your […]

How to Maintain a Good Credit Score With Low Income

How to maintain a good credit score with low income

Your credit score is unaffected by a low salary, but it may make it more difficult for you to pay your obligations, which could result in missed payments or increasing debt that could damage your credit. So, How to maintain a good credit score with low income? If you have a modest income, obtaining credit […]

Does Being An Authorized User Affect Credit Score?

Does being an authorized user affect credit score?

Does being an authorized user affect credit score? Your credit score can be raised in many different ways. Open a secured card, research other credit scoring techniques, or preserve your current credit cards. Pay off any remaining debt and watch your score rise as the length of your credit history improves. Alternately, you might request […]

Credit Score Requirements for a Credit Card Application

Credit score requirements for a credit card application

Credit score requirements for a credit card application, a very high credit score of 700 or more is needed for the majority of credit cards. Additionally, credit scores of 750 or above are often required for cards with several perks, such as cash back and travel rewards. However, if you apply for the correct credit […]

How to Improve Credit Score After a Short Sale

How to improve credit score after a short sale

During the Great Recession, when real estate values crashed like a coin dropped in a cup of water, many troubled property owners were forced to make the unfavorable option to sell their homes. Since short sales permitted you to re-enter the home market in just two years, they were a superior long-term option. You could […]

Credit Score Impact of a Debt Management Plan

Credit score impact of a debt management plan

Large-scale debt repayment can be a difficult process. You’re not alone if you recently fell behind on payments, have more credit cards than you can handle, or have excessively high bills. For those seeking assistance in quickly eliminating their debt, there are numerous debt relief choices accessible. Use of a Debt Management Plan is among […]

How To Establish Credit Score For An International Student

How to establish credit score for an international student

There are many procedures and concepts that students must be familiar with in order to enroll as an international student. Visa, programs, credit score, sessions, and many other terms are used. One of the most crucial terms, or should we say keywords, is keyword credit. In order to fulfill their desire for global exposure, international […]

Credit Score Needed for a Business Line of Credit

Credit score needed for a business line of credit

For small business owners, a business line of credit can be a crucial source of working cash. You will receive a revolving line of credit that you can use, pay off, and use again over a defined period as opposed to a term loan that provides a big sum upfront. Though there may be significant […]

How to Protect Credit Score During Unemployment

How to protect credit score during unemployment

How to protect credit score during unemployment. Despite your best efforts, it’s possible that over a protracted period of unemployment you will have to make some unpleasant financial decisions that lower your credit score. Once you’re back at work and receiving regular salary, you can start restoring your credit.  will provide for you some […]

What Is Credit Score Impact of Applying for Multiple Credit Cards?

Credit score impact of applying for multiple credit cards

Your financial behavior, or how prudently you use your credit cards, will have a significant impact on the impact of having several credit cards on your credit report and credit score. You must always pay your payments on time and maintain a low credit card balance, regardless of how many credit cards you have. Credit […]